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SAR
Financial ServicesSaratoga Investment Corp.
Next Earnings: Q3 2026
Wednesday, January 7, 2026
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SAR EPS History & Predictions
Actual
Consensus
Wall Street
$0.59consensus
Claude-opus
$0.54▼
GPT-5.2
$0.80▲
GPT-5.2
$0.57▼
Gemini 3 Pro
$1.04▲
Grok-4
$0.62▲
Q3 2026 Predictions
AI analyst forecasts for the upcoming earnings release. Click a model to see its reasoning.
Claude-opus
openrouterEPS
$0.54
Revenue
$0.03B
Conf.
62%Click for details →
GPT-5.2
openrouterEPS
$0.80
Revenue
$0.03B
Conf.
46%Click for details →
GPT-5.2
openrouterEPS
$0.57
Revenue
$0.03B
Conf.
42%Click for details →
Gemini 3 Pro
openrouterEPS
$1.04
Revenue
$0.03B
Conf.
92%Click for details →
Grok-4
openrouterEPS
$0.62
Revenue
$0.03B
Conf.
85%Click for details →
Predictions Comparison
AI model predictions compared to Wall Street consensus
| Model | EPS Estimate | Revenue Estimate | vs Consensus | Confidence | |
|---|---|---|---|---|---|
Claude-opusopenrouter | $0.54 | $0.03B | -8.5% | 62% | |
GPT-5.2openrouter | $0.80 | $0.03B | +35.6% | 46% | |
GPT-5.2openrouter | $0.57 | $0.03B | -3.4% | 42% | |
Gemini 3 Proopenrouter | $1.04 | $0.03B | +76.3% | 92% | |
Grok-4openrouter | $0.62 | $0.03B | +5.1% | 85% | |
| Wall Street Consensus | $0.59 | $0.03B | — | — |
Wall Street Consensus
Compare AI predictions against Wall Street analyst consensus
Consensus EPS
$0.67
Last Reported EPS
$0.71
Last Surprise
5.97%
Report Date
10/7/2025
Quarterly Earnings Surprise Amount
Historical performance vs Wall Street consensus
| Fiscal Quarter End | Date Reported | Earnings Per Share* | Consensus EPS* Forecast | % Surprise |
|---|---|---|---|---|
| Q2 2026 | 10/7/2025 | 0.71 | 0.67 | 5.97 |
| Q1 2026 | 7/8/2025 | 0.91 | 0.69 | 31.88 |
| Q4 2025 | 5/7/2025 | -0.05 | 0.77 | -106.01 |
| Q3 2025 | 1/8/2025 | 0.64 | 0.92 | -30.43 |
* EPS values are adjusted for stock splits
Financial Statements
Historical data with AI projections for Q3 2026
All values in Billions (USD) unless otherwise noted
AI Projections | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Line Item | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | Claude-opusQ3 2026 | GPT-5.2Q3 2026 | GPT-5.2Q3 2026 | Gemini 3 ProQ3 2026 | Grok-4Q3 2026 |
| Revenue | |||||||||
| Revenue | 0.025 | 0.017 | 0.029 | 0.033 | 0.031-4.4% | 0.032-2.2% | 0.032-3.5% | 0.034+2.7% | 0.032-1.9% |
| Cost Of Revenue | 0.013 | 0.013 | 0.012 | 0.012 | 0.012-3.0% | 0.013+1.0% | 0.013+2.7% | 0.013+1.0% | 0.013+1.0% |
| Cost & Gross Profit | |||||||||
| Gross Profit | 0.012 | 0.005 | 0.017 | 0.020 | 0.019-5.2% | 0.019-4.2% | 0.019-7.2% | 0.021+3.7% | 0.019-3.7% |
| Cost And Expenses | 0.016 | 0.015 | 0.015 | 0.018 | 0.016-12.9% | 0.017-6.9% | 0.021+13.0% | 0.016-13.5% | 0.018+1.4% |
| Operating Expenses | |||||||||
| Research And Development Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General And Administrative Expenses | 0.003 | 0.001 | 0.003 | 0.001 | 0.002+41.2% | 0.002+50.6% | 0.003+144.7% | 0.003+182.3% | 0.001+12.9% |
| Selling And Marketing Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling General And Administrative Expenses | 0.003 | 0.001 | 0.003 | 0.001 | 0.002+41.2% | 0.002+50.6% | 0.003+144.7% | 0.003+182.3% | 0.001+12.9% |
| Other Expenses | 479.00 | 0.001 | 0 | 0.005 | 0.002-51.2% | 0.003-40.6% | 0.005+10.4% | 0.000-95.8% | 0.005-0.2% |
| Operating Expenses | 0.003 | 0.002 | 0.003 | 0.006 | 0.004-34.2% | 0.004-23.8% | 0.008+35.1% | 0.003-44.6% | 0.006+2.2% |
| Interest Expense | 0.013 | 0.013 | 0.012 | 0.012 | 0.012-3.0% | 0.013+1.0% | 0.013+2.7% | 0.013+1.0% | 0.013+1.0% |
| Total Other Income Expenses Net | 0 | 0 | 0 | 0 | -0.006 | 0 | 0 | 0 | 0 |
| Income Tax Expense | 0.000 | 0.003 | 0.000 | 0.003 | 0.000-95.3% | 0.002-36.8% | 0.002-40.0% | 0.000-90.5% | 0.003-5.2% |
| Other Income/Expense | |||||||||
| Net Interest Income | 0.019 | 0.016 | 0.018 | 0.020 | 0.018-8.7% | 0.019-4.2% | 0.019-7.2% | 0.021+3.7% | 0.019-3.7% |
| Interest Income | 0.032 | 0.029 | 0.030 | 0.033 | 0.030-6.5% | 0.032-2.2% | 0.032-3.5% | 0.034+2.7% | 0.032-1.9% |
| Non Operating Income Excluding Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Adjustments To Net Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Income & EPS | |||||||||
| Operating Income | 0.009 | 0.002 | 0.014 | 0.014 | 0.015+6.3% | 0.015+3.6% | 0.011-24.0% | 0.018+22.9% | 0.014-6.1% |
| Income Before Tax | 0.009 | 0.002 | 0.014 | 0.014 | 0.009-37.2% | 0.015+3.6% | 0.011-24.0% | 0.018+22.9% | 0.014-6.1% |
| Net Income From Continuing Operations | 0.009 | -0.001 | 0.014 | 0.011 | 0.009-20.9% | 0.013+14.9% | 0.009-19.6% | 0.018+54.7% | 0.011-6.3% |
| Net Income From Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Income | 0.009 | -0.001 | 0.014 | 0.011 | 0.009-20.9% | 0.013+14.9% | 0.009-19.6% | 0.018+54.7% | 0.011-6.3% |
| Net Income Deductions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bottom Line Net Income | 0.009 | -0.001 | 0.014 | 0.011 | 0.009-20.9% | 0.013+14.9% | 0.009-19.6% | 0.018+54.7% | 0.011-6.3% |
| Eps | $0.6400 | -$0.0463 | $0.9100 | $0.7100 | $0.5400-23.9% | $0.8000+12.7% | $0.5700-19.7% | $1.04+46.5% | $0.6200-12.7% |
| Eps Diluted | 0.64 | -0.05 | 0.91 | 0.71 | 0.54-23.9% | 0.80+12.7% | 0.57-19.7% | 1.04+46.5% | 0.62-12.7% |
| Other | |||||||||
| Filing Date | 0.000 | 0.000 | 0.000 | 0.000 | — | — | — | — | — |
| Fiscal Year | 0.000 | 0.000 | 0.000 | 0.000 | — | — | — | — | — |
| Depreciation And Amortization | 0 | 0 | 0 | 1.25 | 0-100.0% | 1.25+0.2% | 1.25+0.2% | 0-100.0% | 0-100.0% |
| Ebitda | 0.009 | 0.002 | 0.014 | 1.26 | 0.009-99.3% | 1.26+0.2% | 1.26-0.1% | 0.018-98.6% | 0.014-98.9% |
| Ebit | 0.009 | 0.002 | 0.014 | 0.014 | 0.009-37.2% | 0.015+3.6% | 0.011-24.0% | 0.018+22.9% | 0.014-6.1% |
| Weighted Average Shs Out | 13,789,951 | 14,628,340 | 15,344,510 | 15,775,387 | 16,200,000+2.7% | 16,200,000+2.7% | 16,000,000+1.4% | 16,100,000+2.1% | 16,300,000+3.3% |
| Weighted Average Shs Out Dil | 13,789,951 | 14,628,340 | 15,344,510 | 15,775,387 | 16,200,000+2.7% | 16,200,000+2.7% | 16,000,000+1.4% | 16,100,000+2.1% | 16,300,000+3.3% |